Senior citizens and others getting Social Security payments, as well as people without jobs who are receiving unemployment checks, often wonder if they can file bankruptcy and how bankruptcy will impact the government benefits they are receiving. If you are receiving one of these types of government benefits and are faced with overwhelming debt, you can file bankruptcy just like anyone else. The Law Offices of Brian A. Barboza in Santa Rosa and San Rafael can help. Before we move forward, we will ask about your financial goals and learn about your circumstances, including any government benefits you are getting. We will tailor our approach to your situation. Contact us to schedule your free initial consultation.
Bankruptcy And Unemployment Benefits
While unemployment benefits do count as income, it is unlikely that your unemployment checks are high enough to disqualify you from filing bankruptcy. If you choose to file Chapter 7 or Chapter 13, your unemployment benefits cannot be taken away in the bankruptcy process.
One factor that does need to be considered if you are getting unemployment benefits is when they will run out. We will act quickly to make certain you get the positive impact of filing bankruptcy as soon as possible.
Bankruptcy And Social Security Benefits
Social Security benefits do not count as income in California bankruptcies for purposes of the means test. Filing bankruptcy will not cause these benefits to stop. Whether you are a senior citizen or a disabled person getting Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), we can help.
You may be worried about what property can be kept in bankruptcy. We will educate you about that and answer all of your other questions about the bankruptcy process.
Contact Us For A Free Initial Consultation With A Santa Rosa Debt Relief Attorney Also Serving San Rafael
If you receive Social Security benefits or unemployment benefits, you may have questions about how your benefits will factor into filing bankruptcy. Schedule a free consultation to learn more by calling our Santa Rosa and San Rafael lawyer at 707-304-5251 or toll-free at 866-965-2831, or email our firm.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.