Are You Facing A Credit Card Lawsuit?
Have you been sued by a credit card company over the money you owe? On the complaint and summons you were served, you may notice that the court date is well into the future. That does not mean you can ignore this; you actually have only 30 days to file an answer to the complaint. If you fail to do so, the credit card company can go to the clerk of court and get a judgment against you, paving the way for liens, levies and garnishments. At the Law Offices of Brian A. Barboza in Santa Rosa, we are ready to take immediate action on your behalf if you have been sued by a credit card company or any other creditor or collection agency. We will educate you about your options. In many cases, the most effective option for stopping the lawsuit is filing bankruptcy.
Fighting Credit Card Lawsuits
If you are being sued by a credit card company, you may consider fighting the lawsuit in court. In reality, this option rarely makes sense. Unless there has been some error, in which case we can assist in resolving it, you cannot fight back. Most likely, you used the credit card and you owe the money.
You can file Chapter 7 or Chapter 13 bankruptcy. Filing automatically stops all creditor actions against you, including credit card lawsuits. The credit card company will not be able to sue you. It will not be able to get a judgment against you. It will not be able to garnish your wages. Furthermore, bankruptcy makes short work of credit card debt.
Contact Us For A Free Initial Consultation With A Collection Lawsuit Lawyer
We can help if you are being sued by a credit card company.
Call us at 707-304-5251 to learn more.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.