Getting Rid Of Credit Card Debt

One of the most common types of debt in California is credit card debt. Credit card bills have high interest rates and fees that can make it nearly impossible to get even or to pay off the balance every month. Whether these debts creep up over time or come all at once, getting debt relief is critical for your financial future. At the Law Offices of Brian A. Barboza in Santa Rosa, our firm has helped people like you find solutions to difficult financial issues, including those caused by credit card debt. If you are concerned about losing a car or a home, or you just don’t know how you will pay your bills next month with the rising amounts of debt you face, you deserve to understand what options you have.

Analyze Your Bankruptcy Options With A Santa Rosa Credit Card Debt Attorney

Thousands of people file for bankruptcy every year in the United States, and many are responsible people who had been doing just fine with finances not that long ago. Unfortunately, things such as a divorce, an accident or a layoff can cause chaos in even the most stable financial situation.

Chapter 7 bankruptcy allows debtors to discharge their unsecured debts, such as credit cards and medical bills. Chapter 13 bankruptcy provides for the repayment of debts in a plan over a three- to five-year period. Even if you are not eligible for Chapter 7 relief, due to your income or other reasons, you may be able to obtain financial relief through Chapter 13 bankruptcy.

Learn More About Discharging Your Debts — Contact A Credit Card Debt Relief Attorney

For more information about your options with credit card debt, schedule a free consultation with bankruptcy attorney Brian A. Barboza.

Call us at 707-304-5251 to learn more.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.