Clear, Open And Honest Communication At Every Step
If you struggle with bills you cannot afford to pay, you might feel shame and embarrassment about sharing your financial issues with others. Often, these emotions prevent people from seeking life-changing help with debt. These strategies can help you overcome the...
Life should be about more than constantly struggling to stay on top of your bills. If you have too much debt, you are likely to experience anxiety, depression and stress. These emotional consequences of debt may cause your physical health to fail as well. If you have...
If you are behind on paying rent and your landlord is attempting to evict you, it may be difficult to remedy the situation if your landlord has already initiated legal proceedings. Unless you can produce the outstanding rent or enter into a payment plan, your landlord...
If the loss of your home is keeping you from considering bankruptcy, it should not. Chapter 13 bankruptcy allows you to keep your home and rid yourself of some of the debt that burdens you. Chapter 13 does not require you to liquidate assets in exchange for...
If you've filed for bankruptcy before and wonder if you can file again, the answer is yes. However, when you can file depends on what type of bankruptcy you filed initially and when you filed it. The length of the waiting period for an additional filing depends on...
Relief may be available for California homeowners who can no longer make their mortgage payments. Whether affected by job loss, illness or simply insurmountable debt from the rising cost of living, individuals at risk for foreclosure have options. Explore the possible...
If a creditor takes you to court for an overdue debt and the judge rules in the creditor’s favor, you will have a judgment against you. It is up to the creditor to collect on that judgment. The Judicial Branch of California explains the court will not conduct the...
Filing for bankruptcy can help those struggling with mortgage expenses, credit card debt and loan payments. Bankruptcy offers people a fresh financial start, free from the burdens of living to make the next payment. Chapter 7 bankruptcies, otherwise referred to as...
Fear can be debilitating, especially when it comes to possibly losing your house due to bankruptcy in California. Filing Chapter 7 is the last resort if you have overwhelming debt. However, it can help you get out of the financial hole you may find yourself in due to...
When you owe a debt and you do not pay on it, the creditor can sue you. If the court issues a judgment against you, it means there is an order that you must pay the creditor. However, that is where the court ends its involvement. The court will not collect the debt...