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If you are like many Americans, you may assume that trust funds are only for the very wealthy. However, even if you have only a modest estate, a trust can be an important financial planning tool that ensures your assets transfer more easily to loved ones after your...
Creating a will helps ensure that the state distributes your assets according to your wishes after you die. However, even if you have a will, your estate may have to go through the probate process. What are the reasons an estate goes through probate? What probate is...
While credit cards are a convenient source of payment for many consumers in California, they can also create significant financial problems if people are not careful. Because it is so easy to run a card, many people unintentionally overspend and fail to recognize they...
There is a lot of information about how people will marry so that a non-U.S. citizen spouse can get a green card to legally live in the country. However, for those looking to make the U.S. a permanent home, the focus should be on marrying a citizen to get citizenship....
The decision to file for bankruptcy is never an easy one. You will have many choices to make in this process, and the more you know the more likely you will make informed decisions. One important distinction is the difference between a Chapter 7 and a Chapter 13...
The naturalization process is long and brings you tremendous relief when it is over. Like all aspiring citizens, you followed many rules during this time on your path to becoming a citizen. After years of being a permanent resident, displaying good moral character,...
If a citizen of the United States has a fiancé who is a citizen of a different country, the fiancé will need to apply for a K-1 visa in order to marry in the U.S. To apply, there are certain qualifications that the couple needs to meet. According to the U.S....
Naturalization is the process of becoming a citizen of the United States when you were born in another country. When you become a U.S. citizen in California, it grants you a number of rights and privileges that you did not have before. At the same time, it also means...
If you are drowning under thousands of dollars in medical debt, you are not alone. 137 million Americans have experienced financial hardship this year due to medical bills. Furthermore, medical bills account for almost 67% of bankruptcy claims in the United States....
Those who file for bankruptcy have different options to consider, and each comes with unique responsibilities. Those who have determined to file for Chapter 7 bankruptcy may have a number of questions as well as concerns related to their bankruptcy, and this can...