On behalf of Law Offices of Brian A. Barboza | Sep 16, 2020 | Bankruptcy
When you have a lot of debt, paying it back can feel overwhelming. The first step to getting debt under control is a realistic budget based on accurate income and expenses. Follow these steps to make a budget and determine your best course of action. List income and...
On behalf of Law Offices of Brian A. Barboza | Sep 14, 2020 | Bankruptcy
Despite eating well and exercising to avoid health complications, you may find yourself saddled with medical debt because of an injury or a moment of clumsiness. No matter how the injury and resulting hospital visit occurred, you have medical debt that you want to pay...
On behalf of Law Offices of Brian A. Barboza | Sep 10, 2020 | Bankruptcy
Individuals in California who experience the pressure of unmanageable debt may turn to bankruptcy to provide themselves with a fresh start. Chapter 13 is one type of bankruptcy available to individuals. This bankruptcy option provides immediate financial relief by...
On behalf of Law Offices of Brian A. Barboza | Sep 9, 2020 | Bankruptcy
Chapter 7 remains the most popular form of personal bankruptcy due to the benefit that it offers of having certain debts discharged. However, federal lawmakers do not want to see debtors abuse this benefit, and thus place strict qualifications in its eligibility....
On behalf of Law Offices of Brian A. Barboza | Aug 26, 2020 | Bankruptcy
For countless people, bankruptcy is the last resort that can help them eliminate the burden of some or all of their debt to get their lives back on track. However, relief from debt does come at a price. Depending on the type of bankruptcy filed, a bankruptcy will...
On behalf of Law Offices of Brian A. Barboza | Aug 24, 2020 | Bankruptcy
Spending more money than you take home every month is incredibly easy to do. However, living beyond your means isn’t sustainable in the long term and will eventually catch up with you. If you are worried you can’t afford your lifestyle, there’s a good chance you’re...
On behalf of Law Offices of Brian A. Barboza | Aug 21, 2020 | Bankruptcy
Few people look forward to declaring bankruptcy. Society sees those who declare bankruptcy as financial failures, despite the benevolent intentions of bankruptcy law. Bankruptcy laws exist to help people secure a second chance after financial strife. During these...
