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If you are looking to get out of debt, it may be in your best interest to file for bankruptcy or seek a debt settlement. The amount that you owe to creditors, your income and the type of debts that you have will typically determine which option is best for you....
If you neglect delinquent debt for too long in New York, creditors may take you to court. Often, the plaintiff bringing the lawsuit against you is not your original creditor but a collections company who purchased your debt. They can still take you to court if the...
Many people assume that they will lose all their property when filing bankruptcy. Yet, this worst-case scenario rarely occurs. If you’re filing Chapter 13 bankruptcy, you will likely keep most of your assets, so long as you can cover your debt on a repayment plan....