Are you considering filing for bankruptcy, but have concerns about losing your home? You are not alone. Many people in your shoes have similar concerns, but you should know that filing for bankruptcy does not automatically result in the loss of your home. Instead,...
House poor: what it means and what to do about it
Purchasing a house represents a significant investment. For some people, the investment pays off. However, for others, owning a home becomes more of a burden than a blessing. These people are "house poor." The National Association of Realtors defines "house poor" as...
What can I do to get my debt under control?
If you recognize that your debt is out of control, then you have already taken the first step to getting it under control. It is important to accept that something is wrong and that you cannot go forward in the same way and keep your finances from crashing. Forbes...
How much of your income can you lose to wage garnishment?
Watching your finances spiral out of control is stressful, but if things get to the point where you are having wages garnished, you may find yourself struggling to make ends meet. If you have fallen behind on child support payments, credit card bills o something...
What to know about the automatic stay
When you file for bankruptcy in California or any other state, you're generally entitled to an automatic stay. The automatic stay prohibits creditors from taking steps to collect on a debt incurred before you filed for bankruptcy protection. The stay usually applies...
How to acquire a US citizenship
When a person gains U.S citizenship, they may have access to the many opportunities that a resident of the United States enjoys. They may have access to a U.S passport, protection from getting deported, and a right to vote in public elections. Individuals need to find...