Some California residents' financial affairs are more dire than others. Some people may have a little bit of credit card debt that carries over month to month but that they pay off quickly enough. On the other hand, you may be among the many who wonder whether you will ever get your debt paid off and not just from credit cards.
You know that financial advisors recommend actions such as paying yourself first, creating an emergency fund and using cash to keep your spending under control. However, you may find it a challenge to end up with any cash at all after depositing your paycheck and dividing it among your bills and debts.