Options when facing a lawsuit for credit card debt

If you have reached a point where you are not able to pay your monthly credit card bill, you may have done what many California consumers do: ignore it. You may have stopped opening the envelopes that come in the mail to warn you of the consequences for delinquency or...

You don’t have to take a collection agent’s abuse

More than likely, you are already aware that you owe a particular creditor money. You certainly don’t need someone calling you about it multiple times a day or a week to remind you and demand payment. If you had the money, you would have already paid the bill if...