You, like most California residents and individuals across the country, likely have some form of debt. While your outstanding balances may have once been easily managed, you may have found yourself struggling to keep up with payments due to unexpected life events or other issues. Now, your debt has become so overwhelming that you feel uncertain whether you will ever have the ability to pay it back.
While you certainly remain aware of your financial situation and want to take action to address it, you may not take steps in time to avoid a lawsuit from a creditor. Though creditors cannot threaten to put you in jail for outstanding debt, they can take legal action against you by suing you for owed funds. If a creditor has brought a claim against you, you may wonder how to handle the situation.