Do you have a lot of debt? Are you getting calls from debt collectors and creditors at all hours? You know how stressful it can be to feel like you are so far behind that you will never catch up. Overwhelming debt may feel like it's dragging you down, and the pressure from debt collectors is only making it worse.
Thankfully, there are ways out of this situation. For many overwhelmed California consumers, a Chapter 7 bankruptcy filing is a beneficial way to deal with certain types of debt. If you are unsure of whether you could ever get ahead on your own, this could be an appropriate and smart course of action for you as well. One of the many benefits of this process is the fact that filing will enact the automatic stay, which puts a halt to creditor contact.