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When a medical emergency affects your financial health

One of the most unfortunate consequences of a medical emergency is the onslaught of exorbitant bills that can follow. Medical debt is one of the most common types of debt, and it can have a negative impact on a person's overall financial health. If your medical bills have wiped out your savings, and you find yourself facing calls from California debt collectors, you have options.

Harassed by debt collectors? An automatic stay may help

Prosecutors in four California counties recently filed a lawsuit against debt collection firms IQor and Allied Interstate LLC for predatory tactics. The claims in the lawsuit are a snapshot of aggressive collection practices - repetitive calls for months on end, making calls before 8 a.m. and later than 9 p.m. and trying to collect debt discharged in bankruptcy.

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