Like many others here in California, you may struggle with your finances. You feel as though no matter how hard you work or how many corners of your budget you cut, you just can't get ahead. Then you get your paycheck and realize that it's not what you expected.
That's when you remember that one of your creditors told your employer to garnish your wages. Your creditor received a judgment against you for the debt you owed, but you never expected it to take the money out of your pay. Now you wonder what to do since you have even fewer dollars to stretch until the next pay period.