Santa Rosa Debt Relief Attorney
If you are considering bankruptcy, you want to know exactly which of your debts will be eliminated. Bankruptcy allows for the vast majority of debts to be discharged, with a few exceptions. It is important to know that, even if you have a debt that may not be dischargeable in bankruptcy, you could still benefit because the elimination of your other debts may make any nondischargeable debt much more manageable.
At the California Law Offices of Brian A. Barboza, we will take the time to review your debt situation and let you know upfront which of your debts will be discharged and which will not. Contact the law firm to schedule your free initial consultation.
Dischargeable Debts in Bankruptcy
More debts can be discharged in bankruptcy than cannot. Dischargeable debts include:
- Credit card debt and medical bills
- Personal loans
- Vehicle loans
- Mortgages, including second and third mortgages
Sometimes, the more important question is not which debts are dischargeable, but what debts do you want discharged? For example, you may be able to discharge your vehicle loan personally, but if you want to keep your vehicle, you may have to catch up and keep up on your loan payments.
What Debts Are Not Dischargeable?
Few debts are absolutely not dischargeable in bankruptcy, but there are some that are extremely difficult to discharge, including:
- Student loans
- Tax debt incurred within 3 years of filing bankruptcy
- Personal injury judgments due to driving under the influence
- Child support and alimony
If you are faced with one of these debts, we will look for any possible way to accomplish a discharge. It is possible in certain circumstances. If it is possible in your case, you can be confident that we will find a way to make it happen.
Contact Us for a Free Initial Consultation
Schedule a free consultation about what debts are dischargeable in bankruptcy by calling our Santa Rosa lawyer at 707-304-5251 or toll free at 866-965-2831, or send us an e-mail.
