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Bankruptcy, Social Security and Unemployment Benefits

Santa Rosa Debt Relief Attorney

Senior citizens and others getting Social Security payments, as well as jobless people getting unemployment checks, often wonder if they can file bankruptcy and how bankruptcy will impact the government benefits they are receiving. If you are receiving this type of government benefits and are faced with overwhelming debt, you can file bankruptcy just like anyone else. The Law Offices of Brian A. Barboza in Santa Rosa can help.

Before we move forward, we will ask about your financial goals and learn about your circumstances, including any government benefits you are getting. We will tailor our approach to your situation. Contact us to schedule your free initial consultation.

Bankruptcy and Unemployment Benefits

While unemployment benefits do count as income, it is unlikely that your unemployment checks are high enough to disqualify you from filing bankruptcy. If you choose to file Chapter 7 or Chapter 13, your unemployment benefits cannot be taken away in the bankruptcy process.

One factor that does need to be considered if you are getting unemployment benefits is when they will run out. We will act quickly to make certain you get the positive impact of filing bankruptcy as soon as possible.

Bankruptcy and Social Security Benefits

Social Security benefits do not count as income in California bankruptcies for purposes of the means test. Filing bankruptcy will not cause these benefits to stop. Whether you are a senior citizen or a disabled person getting Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), we can help.

You may be worried about what property can be kept in bankruptcy. We will educate you about that and answer all other questions.

Contact Us for a Free Initial Consultation

Schedule a free consultation about bankruptcy, Social Security and unemployment benefits by calling our Santa Rosa lawyer at 707-304-5251 or toll free at 866-965-2831, or send us an e-mail.

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Law Offices of Brian A. Barboza | 1260 North Dutton Avenue | Suite 135 | Santa Rosa, CA 95401 | Phone: 707-304-5251 | Toll Free: 866-965-2831 | Fax: 707-545-1522 | Directions