Santa Rosa Debt Relief Attorney
Why should you file bankruptcy? If you are in debt, you cannot simply expect your debt to go away. If your income is barely allowing you to make minimal payments on what you owe, you are not going to pay off your debts. Instead, things are going to get worse. You are going to be harassed by creditors. You are going to be threatened with foreclosure and repossession of vehicles and other property. Perhaps you have already received such threats. Then you know exactly why you should file bankruptcy — because bankruptcy puts a stop to all of it. Chapter 7 bankruptcy and Chapter 13 bankruptcy allow you to wipe the slate clean and get a fresh start.
At the Law Offices of Brian A. Barboza, we are here to personally guide you through the bankruptcy process and help you get the fresh start you need. Contact the law firm to schedule your free initial consultation.
When Should You File Bankruptcy?
When it comes to filing bankruptcy, timing is important. While there are certainly instances when it makes more sense to wait to file Chapter 7 or Chapter 13, in most cases the best approach is to file bankruptcy immediately. In most cases, delaying the process only allows matters to get more complicated, the threats from creditors to come in faster and the debt to grow deeper and more challenging to deal with.
We will carefully review your case to make certain that your bankruptcy filing is timed appropriately based on your circumstances.
What About the Alternatives?
You may have heard about bankruptcy alternatives. Perhaps you have already tried them and seen firsthand just how flawed and ineffective they can be. If not, we will educate you about avoiding debt consolidation and other bankruptcy alternatives. Of course, if bankruptcy protection is truly not right for you and other options would make more sense, we will tell you about them. Our goal is to help you overcome your debt.
Contact Us for a Free Initial Consultation
Why file bankruptcy? Get more answers by calling our Santa Rosa, California, lawyer at 707-304-5251 or toll free at 866-965-2831, or send us an e-mail.
