Santa Rosa Joint Bankruptcy Attorney
If you are married with children, debt is one stress that you simply do not need. Life is stressful enough, from putting food on the table to getting the kids where they need to be every day to trying to find time for yourself and your spouse. Whether your family's debt was caused by job loss, unexpected medical bills or something else, it is important to understand that you have options. The Law Offices of Brian A. Barboza in Santa Rosa can help you take advantage of them to overcome your debt.
Debt does not make your duties to your family go away. For that reason, you need a lawyer who can confidently take you through the bankruptcy process without distracting you from your roles as a parent and spouse. You will find that lawyer at our California law firm. Contact us to schedule your free initial consultation.
Filing Bankruptcy Jointly or Filing Bankruptcy Individually
Families often wonder whether one spouse should file bankruptcy individually or both spouses should file bankruptcy jointly. While there may be good reason to file one way or the other, both parties are responsible for each other's debts, with few exceptions. For example, if you took out a credit card in your name after you were married, your spouse still shares the responsibility for that debt. Similarly, for the most part, all of your property is likely categorized as marital property that is shared with your spouse, even if you bought it.
We will review your case to determine how bankruptcy should be filed and whether you should file Chapter 7 bankruptcy or Chapter 13 bankruptcy, both of which stop:
- Creditor harassment
- Home foreclosure
- Repossession of vehicles and other property
- Credit card lawsuits
- Liens, levies and garnishments
Contact Us for a Free Initial Consultation
Schedule a free consultation about bankruptcy for families by calling our Santa Rosa office at 707-304-5251 or toll free at 866-965-2831, or send us an e-mail.
