A Manageable Repayment Plan for California Debt
Struggling with your finances is frustrating, and constantly reaching for a solution that is unattainable is exhausting. Often, people only need a little help to regain control of their finances, but they don't know where to find the answers they need.
In Chapter 13 bankruptcy, an attorney works with clients to reorganize their debt and prepare a manageable payment plan. Although the process takes longer than Chapter 7 bankruptcy, at the end, clients have the satisfaction of knowing they conquered a portion of their debt.
The Law Offices of Brian A. Barboza, located in Santa Rosa, represents clients throughout the North Bay and Wine Country in Chapter 13 bankruptcy filings. Contact the firm online or call 707-304-5251 to schedule your free initial consultation with a California bankruptcy lawyer.
Filing for Chapter 13 Bankruptcy
Under Chapter 13 bankruptcy, clients work with their attorney to create a repayment plan for their debt. The repayment plan is submitted to the court, and there is a meeting with the creditors. Once the plan is approved, clients make payments for 3-5 years, and at the end, any remaining unsecured debt is discharged.
Benefits of Chapter 13 Bankruptcy
Bankruptcy lawyers work with clients to help them regain financial stability. Filing for Chapter 13 bankruptcy helps clients get rid of second and third mortgages, and it can reduce vehicle loans to their present day value. In most cases, you do not need to give up personal property.
Contact the Law Offices of Brain A. Barboza online or call 707-304-5251 to schedule your free initial consultation and regain control of your finances.
