Save Your Vehicle With a Sonoma County Stop Repossession Lawyer
Chapter 7 and Chapter 13 bankruptcies are excellent tools for avoiding the repossession of vehicles and other property. Chapter 13 may even let you become current on car loans to keep the vehicles. It may also be in your best interest to surrender the vehicle and prevent a deficiency judgment from being rendered against you. It is important to understand the best option for your circumstances.
At the Law Offices of Brian A. Barboza in Santa Rosa, we can provide the counsel and honest advice you need to make the best decisions for your situation. Whether that means filing for bankruptcy protection, saving your vehicle or surrendering it, attorney Brian Barboza will be upfront with you about the process and what is in your best interest.
Contact us to learn more and to schedule an appointment for a free initial consultation. Call us toll free at 866-965-2831 to make an appointment.
Learn More About Bankruptcy From a Santa Rosa Repossession Attorney
When you file for Chapter 7 or Chapter 13 bankruptcy protection, an "automatic stay" is put in place that will restrict what creditors can do, including car and car loan companies that may try to repossess your vehicles. This will buy you time to determine the best course of action.
If you file for Chapter 7 bankruptcy protection, you may wish to reaffirm the auto loan and save the car. If you file for Chapter 13 bankruptcy, you will be able to pay back your auto loan arrears gradually, over a period of three to five years, without losing your vehicle.
Schedule a Free Initial Consultation About Your Rights
To speak with a bankruptcy attorney about your rights and options for avoiding auto repossession in California, contact our Santa Rosa office. Call the Law Offices of Brian A. Barboza at 707-304-5251 or toll free at 866-965-2831 for an appointment.
