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Chapter 7 Bankruptcy

California Debt Relief

If you have been struggling with your finances, Chapter 7 bankruptcy may be the fastest option to help you regain control of your financial situation. Being uncertain about what will happen next is always a frightening place to be, but when your finances are on the line, it is terrifying.

The Law Offices of Brian A. Barboza understands your fear. When clients contact the firm for assistance, attorney Barboza explains their options and works closely with them throughout the Chapter 7 bankruptcy process. From the Santa Rosa office, the firm represents clients throughout the North Bay and Wine Country. Contact the firm online or call 707-304-5251 to schedule your free initial consultation with a California bankruptcy lawyer.

Benefits of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a good option for debtors who need a fresh start financially. Many assets – such as equity in your house, wedding rings and vehicles – may be protected under Chapter 7. Once you file, your debt is liquidated, and you will finally be able to begin rebuilding your life and your credit.

Filing for Chapter 7 Bankruptcy

Filing for Chapter 7 bankruptcy is often the quickest way out of debt. Once you contact the firm, Mr. Barboza will prepare the paperwork for filing, complete a means test and determine the best time to file.

The next step is attending a creditor meeting. Although many people worry about this, it is not a frightening meeting. In most counties, there is no judge present, just a trustee, your attorney, you and sometimes a creditor. About 30-45 days after that, your debt is discharged.

Learn more about the protection Chapter 7 bankruptcy offers. Contact the Law Offices of Brian A. Barboza online or call 707-304-5251 to schedule your free initial consultation.

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Law Offices of Brian A. Barboza | 1260 North Dutton Avenue | Suite 135 | Santa Rosa, CA 95401 | Phone: 707-304-5251 | Toll Free: 866-965-2831 | Fax: 707-545-1522 | Directions